Small and Medium Enterprise Credit (SMEC)
The PBSP-Small and Medium Enterprise Credit (SMEC) Program helps country-side based financial institutions increase their loan portfolios to small and micro enterprises (SMEs) outside the National Capital Region.
PBSP and its partner banks have provided P3.7 billion to some 8,860 SMEs nationwide, generating more than 14,000 jobs since 1989. SMEC has a P676.6 million loan portfolio available to small enterprises through qualified intermediary financial institutions.
Partnerships that Strengthen Banks and Entrepreneurs SMEC partners with thrift banks and rural banks as conduits of funds provided by a grant from the United States Agency for International Development (USAID) and a bilateral loan from the Kreditanstalt fur Wiederaufbau (KfW) of the Federal Republic of Germany.
The program also provides capability building to Intermediary Financial Institutions (IFIs) to enhance lending capabilities, and business support services to SMEs to improve productivity and competitiveness. The Corporate Volunteers for Enterprise Development, a business advisory program funded by the Canadian Executive Services Organization and supported by the Canadian International Development Agency, is one such support.
For more information, contact:
The Executive Director or The Group Director
Philippine Business for Social Progress
Small and Medium Enterprise Credit
18th Flr., Phil. Social Dev’t. Center,
Magallanes cor. Real St. Intramuros, Manila
Phone: (02) 527-7741 to 51
Fax: (632) 527-3743
Email: pbsp@pbsp.org.ph / smec@pbsp.org.ph
Web: www.pbsp.org.ph
Jan 26th, 2009 at 11:13 am
Hi, Im a pastry chef planning to open a bakery business. I have a complete bakery equipments but dont have a start up capital yet. Can u pls help me on how to start this business. How and what are the necessary requirements?.. Thanks and God Bless.
Feb 9th, 2009 at 10:06 am
Dear sir / Madame,
Gusto ko lang po malaman kung anu ani po ang mga requirements para makahiram ng pera para makapagtayo kahit maliit na negosyo. Gusto ko po sana magtayo ng print shop (calling cards, invitations, photo print etc)wala po akong sapat na capital para magsimula sa business na ito. Paki email na lang po sa salvie_marasigan@yahoo.com kung anu po ang mga requirements. Maraming salamay po!
salvie
Feb 9th, 2009 at 7:39 pm
Dear Sir,
We are currently in the scrap metal business and we acquired a contract to salvage a sunken vessel in zambales. We have started but we need additional capital to continue our operation. Buyers are already waiting for our deliveries. Kindly email me your requirements.
Respectfully,
Maryann G. Agana
Feb 21st, 2009 at 9:51 am
I wanted to start a transportation (taxi) business, Please email requirements needed.
Very truly your,
Ruben
Apr 7th, 2009 at 11:28 am
It is my pleasure to introduce to you my bank, the Bank of Florida, Inc., A Rural Bank. Our bank ranks: No. 2 in Pampanga, No. 3 in Central Luzon and one of the TOP 10 rural banks in the country in terms of asset, resources and stability. Our bank’s mandate is to assist small and medium enterprises/business in thier financial needs. Our bank has packaged different loans facility to suit every SME’s needs. We offer loans with low and dminishing interest.
Should you be interested, it would be my pleasure to discuss with you (personally) further our products and services. Please feel free to call me 845-0832/845-0834. Erwin E. Olazo
Jul 23rd, 2009 at 10:23 pm
sir,
gud day, i want a lending business, wat is a requierment to establesh lending business?
pls, do reapond wat is the requierment.
tnx, godbless
Aug 16th, 2009 at 1:42 pm
Sir,
I want to start a small homebase business, like sari-sari store.
Pls email me the requirements
Regrads,
Aug 21st, 2009 at 3:42 am
Sir,
I’d like to set up a water refilling station in our subd. in
Sta. Rosa, Laguna but I don’t have the capital. I am working abroad but have not really saved enough money to cover the start up capital. Please help me.
Thank you.
Arnold
Aug 26th, 2009 at 10:11 am
I’d like also to set up a water refilling station in front of our house in
pangasinan but I don’t know where, i will inquire. please help me
my email address; ganda1971@yahoo.com
Thank you.
Aug 31st, 2009 at 5:45 am
Hi, What are the requirements to avail this program. I have existing business but we cannot full blast the operation because i dont have delivery van.
Me and my sister together with her friends wanted to put up an advertising business. We have a new concept but we dont have enough money to capitalized this business.
can you help us?
Hope to hear from you.
Thank you.
Thank you.
Sep 1st, 2009 at 2:04 pm
hi!
we are into manufacturing coco-vinegar, made from natural fermented coco-nectar,spices, salt and sugar. we want to know the required pasteurization procedure and the expiration, and any test with regards to vinegar to be approved by BFAD. Is it alright to file an application with BFAD for approval while the business permit is still on process? We would also like to know is their a required manufacturing area,and utencils for the vinegar to avoid contamination? I hope you can help us.
Thanks
Sep 6th, 2009 at 3:50 pm
any gov. agency can help us or give us an idea to finance our project in housing … one of my relative own a 2500 sqm. lot and its vacant as of this time now we are planing to buy this property to sub divide it and build our own house in this area … we are compose of 20 pilipino who are planing to buy and have this property and we are willing to settle the terms of payment in 2 to 5 years to some gov. agency who finance our project.. small comunity housing …. hope any one here can give us an idea how we canget the suficient fund to build this small comunity dream possible. this project is costing around 2 million pesos only to buy the property and sub divide it and documentation needed. your not just helping us but it also helping pilipinos home less to have their own property. more power to all goverment agency in the philippines…
CONTACT INFO: 09187981011 OR email@ buz_man_6900@yahoo.com
Sep 7th, 2009 at 9:53 pm
Dear Sir, I have an existing business of morethan 2 years now. A small bakery and eatery.and I planned to borrowed money for the additional capital.There are some here who offered of a daily collection basis with 10% interest per month. I dont prefer on this kind of loan for a business, can you give me an advice of where i can borrow a mothly basis lending and what are the requirements for make a loan? Im from Davao City.
Sep 25th, 2009 at 6:10 pm
good day po!
what are the requirements to make a loan? i have a refrigeration shop. I started it a couple of months ago. its doing fine but its like a break even kasi. I need to loan about 60,ooo so i could make this business working. just email me vthumped_13@yahoo.com or text me in this number 09079954250
Oct 24th, 2009 at 6:28 pm
I like to start a slippers business. But i have no experience.
Please email requirements needed.In india what are the loans gave for small business
Oct 27th, 2009 at 11:49 am
GOOD DAY….
ask ko lang po kung anung requirement for loaning niyo,kasi gusto pong madagdagang ang pang puhunan ko.for my sari-sari store ko.hoping for your reply.just email at lou_l.a@YAHOO.COM
THANK YOU…….
Nov 1st, 2009 at 8:48 pm
If you want to start a business or having an existing business and you want to avail a loan. The following documents must be prepared:
* Project Feasibility Study of the proposed business or exisitng business
* Business Name, Business Permits (Mayor, Brgy, BIR, etc)
* Collateral(Real Estate)
– Title
– Tax Declaration
– Tax Reciepts
– Tax Clearance
– Location Map, Boundary Survey
* Market Contract
* Letter of Intent
I am engaged in consultancy services and I can assist you in facilitating the requirements of your loan
You can contact me at 09085946641/09277922945 Dario Quitan
or email me at dcquitan@yahoo.com