23Jan/09218
Small and Medium Enterprise Credit Program (SMEC)
Program Title: Small and Medium Enterprise Credit Program (SMEC)
Program Objectives:
- To provide loans to SMEs through its accredited Intermediary Financial Institutions (IFIs) such as Thrift Banks, Rural Banks, Microfinance Institutions and Cooperatives as conduit for lending; and,
- To provide business support to IFIs and enhance their lending capabilities to improve SMEs productivity and competitiveness.
Eligible Borrowers: Micro, small and medium enterprises who meet the following qualifications:
- For sole proprietorship - the owner must be a citizen or permanent legal resident of the Philippines;
- For corporation, partnership or business organization - Philippine nationals must own more than 50% of the enterprise;
- Have principal place of business in the Philippines;
- Have a 100% privately-owned business with total assets of between P150,000.00 to not more than P100 Million excluding land value.
Loan Purposes: To finance investments of new and expansion of existing businesses for:
- acquisition of fixed assets such as land, building, machinery and equipment;
- payment for related services such as equipment installation, testing and start-up; and,
- working capital.
Loan Amount, Interest, Repayment Terms and Security:
Subject to discussion/negotiation by the Borrower with the IFI.
Contact Details:
Philippine Business for Social Progress (PBSP) - Unit Head
PhilipPine Social Development Center
Magallanes corner Real Streets, Intramuros, Manila
Phone: (02) 527-7741 to 48
Telefax: (02) 527.3751
Emails: pbsp@pbsp.org.ph
Web: www.pbsp.org.ph
Recent Posts
- Wholesale Lending Window for Graduating Micros and BMBEs
- Wholesale Microfinance Program
- MFI Employees Loan Facility
- Micro-Housing Loan Facility
- Micro-Energy Credit Program
- Livelihood Development Program for OFWs
- Microfinance Eco-Enterprise Program
- Microfinance Program for NGOs and Cooperatives
- Self-Employment Assistance Program
- Microfinance Program for Rural Workers
January 26th, 2009 - 09:49
Gusto ko magsimula ng bakery business
papaano ba ako makakakuha ng start up capital or loan
kumpleto na ako sa mga gamit na kakailanganin ko para sa aking bakery.isa akong well experienced chef at gusto kong magsimula ng aking sariling business.umaasa ako na matutulungan niyo ako.
January 29th, 2009 - 21:15
i am planning to open a small sari sari store cum bed spacing for call center agents. The building is already ready for business in March and I need additional capital for the fixtures for the store and wholesale purchases for my store.
February 6th, 2009 - 16:53
dear sir,madam
may maliit po akng junkshop sa ngayon ang kulang ko lang po ay sasakyan para maka direkta sa tunawan paano po ba ako makakapag loan para makakuha kahit secondhand na sasakyan umaasa po ako na mapapagbigyan ninyo po ako maraming salamat po
April 5th, 2009 - 18:30
Our family business needs added capitalization for glass and aluminum supply store which has successfully existed since 1988. The added funding would be used to buy more stocks to offer customers better prices and stay competitive.
April 14th, 2009 - 18:13
I ALREADY HAVE AN EXISTING SMALL BIZ A SARISARI STORE AND A PASSENGER JEEPNEY, I WANT TO PUT UP AN AUTO SUPPLY BIZ, BASIC NEEDS ONLY BUT NO CAPITAL YET,NEED HELP TO THIS MATTER
April 17th, 2009 - 09:17
Ms. Angie Gamez, Pls call me at 8450835 we may be able to help you. Erwin
April 18th, 2009 - 12:11
Dear Sir/Madam,
Gusto ko pong magtayo ng small b’nez, ako ay isang empleyado sa isang bar and restaurant dito sa makati,3years na po ako dito. kulang ang puhunan ko. which is 25k lang iloloan ko to start b’nez. pwde po bang matulungan nyo ako. hirap kc pag asa ka lang sa sahod e. sana matulungan nyo ako to start my b’nez. email nyo naman sa akin,
thank’s po, and more power.
May 4th, 2009 - 22:58
Dear Sir/Madam,
We have an existing Restaurant,we applied for an outlet at SM and received approval from different SM City branches, we need additional capital. Please advise if it is possible to avail loan from your loan program.Thank you and more power.
May 6th, 2009 - 09:19
Mr. Lorenzo,
Mabuhay po kayo! Our Bank CAN HELP YOU. Please feel free to call 8450835 or 8450832.
I am looking forward to hearing from you very soon.
May 14th, 2009 - 16:47
i am planning to open a small sari sari store, in my place, actually i have already ready the area in El Nido, Palawan for the opening this coming last week of July probably for business and I really need for additional capital for the purchases of goods/products for my store.
I hope you can help me.
May 14th, 2009 - 16:48
i have to open a small store, in my place, actually i have already ready the area in El Nido, Palawan for the opening this coming last week of July probably for business and I really need for additional capital for the purchases of goods/products for my store.
I hope you can help me.
May 15th, 2009 - 07:58
Hello Mr. Vallejo,
Please do consider our bank. We have a range of financial services to help your business grow. Please do call me up and lets discuss your needs and how our bank can help you.
You can reach me at 8450835 or 09209135233
May 25th, 2009 - 15:24
good afternoon po. need ko pa sana ng maliit na capital for eloading business around 10T lang po for an extra income. i am a call center agent. pwede po ba sa bank nyo? thanks.
June 3rd, 2009 - 15:14
Good Afternoon po . need ko po sana ng additional capital meron na akong computer services/computer rental saka eatery kailangan ko para sa renovation at pambili ng ibang gamit baka pwede nyo ako matulungan salamat.
June 3rd, 2009 - 15:19
Good Afternoon po. need ko po sana ng additinal capital meron na akong computer services/computer rental saka eatery kailangan ko para sa renovition at pambili ng ibang gamit baka pwede nyo akong tulungan ito email ko nfaisan@yahoo.com salamat.
June 10th, 2009 - 19:03
Good day. We already have existing business, a very potential business due to its nature and only few competitors in the country. Our business in limestone and its products. We are currently supplying industrial plants as well as mining. But, because it needs quite big capital so we run out of it because one of our client don’t know how to pay in what’s specified on our P.O. So, kindly help us for additional capital because as of now we have another potential client but we don’t have enough money to spend for the next month’s operation. Please do help…
June 14th, 2009 - 16:45
good day sir/madam,
i need additional capital for my existing business (tapsilogan) here in malate manila, i will use it for renovation, medyo madumi na kasing tingnan kahit pinturahan sya. 6 yrs na ang business and kilala na rin kami sa lugar na ito (WOW SARAP).. thank you and more power
July 14th, 2009 - 16:06
good pm.ask ko lang po sana how to avail a loan para sa water refilling station.Meron na po kaming deep well(actually nagbebenta na kami, hindi nga lang purified pa)Gusto po naming iconvert sa Purified Water Refilling Station, kaya lang wala po kaming sapat na capital para sa gastusin.Maari po ba akong maka avail ng loan?Maraming salamat po.
September 2nd, 2009 - 19:55
I am operating a small fish farm mainly Bangus, Tilapia & Seabass farm in Negros Occidental, the place was just leased to me. I have been working as an Aquaculturist for 16 years, I already have been trained well here and abroad. The potential to make money is really good but i have a very small capital to move further with plans. Pls help me make my business grow by lending some capital. Thank you very much for the anticipated attention. Best Regards.
September 5th, 2009 - 15:31
Dear Sir/Madam,
I am planning to open a small sarisari store + branded male and female underwears, I urgently need capital for added funding.Hope you can help me. Thank you and more power!
Respectfully,
Ms.Lourdes D.Grafil
September 8th, 2009 - 08:52
WE ARE A RETALER IN GADGETS AND NOVELTIES, WE HAVE A STORE IN WALTERMART, AND WE HAVE NEW STORE 2 OPEN, NEED CASH FOR EXPANSION,WE DONT WANT TO LOSE THIS OPPORTUNITY, BUT WE DONT HAVE EXTRA CASH FOR THE EXPANSION.COST IS FOR THE 3MOS.RENTAL PLUS THE STORE BUILD UP, 4SQMETERS. THANK U, MORE POWER !
October 15th, 2009 - 13:53
We run a small business in line of products like juice, candies and processed meat food. We plan to expand our small bsiness into a larger one in some places here in Panay Island and we run out of capital we dont want to lose the oppurtunity to expand because of the demand in the market. We are hoping that you can help us in providing laons for the capital.. Looking forward too.. Thanks and more power!!!
October 15th, 2009 - 16:00
Please check our website for our branches, loan product details and requirements.
November 5th, 2009 - 19:41
Dear Sir,
Do you have loans for tech start up. We are promoting Tourism Technology we created a system to help boost the tourism industry by introducing new and innovative technology. As a start up we are looking for seed funding between 100k to 500k. Can you help. Thank you.
Oscar Ryan Santillan
okioskinteractive@gmail.com
09275361696
November 7th, 2009 - 23:03
almost 3 months in drugstore business. started with a small capital. i’m looking for an additional capital to cater to all needs of customers by having complete lines of medicines and to be able to offer at lower price-( by purchasing in bulk, suppliers can give bigger discounts- to be passed on to consumers)
November 30th, 2009 - 11:42
Hello. Every Christmas, I cook bagoong alamang and offer it to my friends. A very good percentage of those who have tried it say that I shoul put it out in the market. Since I am no longer employed and have the luxury of time and need income, I want to start a manufacturing and distribution business of my home made bagoong. Can you guide me on how to start it? Thanks.
December 2nd, 2009 - 21:03
Hi! We just started our new franchise business, kaso, kinulang pa kami sa funds, kaya you might help us about this. We need it badly kasi nagooperate na sya. Thanks
December 4th, 2009 - 14:37
I wanted to start a smoked business ( fish, meat, sefoods ) and pies and delicasy here in Panglao, Bohol. Could you help me seek capital for start up? Business idea is very feasible because of tourists influx on the island. Lots of raw materials. Problem is the locals dont know or dont want to start it themselves. 09218003142
December 30th, 2009 - 14:17
I’m considering 2 business options. To open my own fruit shake stand or to franchise an existing shake business. I’m wandering if I can qualify for a loan grant. Hope to hear from you soon.
Thanks,
Evelyn
January 7th, 2010 - 03:47
I have small business running from 2004 up to the present, I want to make an expansion on it, so I need to ask some help from our government agencies to help me financially. How,where,and what processing should I can go through it…I hope you can help me…Hope to here from you soon…Thank you in advance.
February 4th, 2010 - 09:37
Good day.
Isang grupo po kami na empleyado sa isang pribadong kumpanya. Nais po sana namin magtayo ng business na katulad ng kumpanya namin. Maaari po ba ninyo kaming matulungan. email: rledesma0303@yahoo.com
salamat po
February 7th, 2010 - 19:00
Good Day.
I am engaged in contract growing business with SMFI. I have applied for an expansion with the company with the use of new technology in poultry farming I need additional funds for the purchase of tunnel ventilation equipment. I would like to ask if you have loans for us contract growers and what is your interest rate per annum and the payment scheme? please email me at gtctyrya@yahoo.com or you can contact me through cel. w/ no. 09085420763
April 23rd, 2010 - 12:29
Good day! I am operating a satellite car dealership in Taytay and Antipolo for 3 years now under a corporation setup and on consignment basis, thus, I don’t need capital for my inventory but working capital for my overhead. I am having dificulty catching up with my overhead financial requirements because of my limited capital which are already used up for the investment on showroom. I hope you could accommodate my requirement. Please advise. My contact numbers are 6951457, 3483245, 09178434434 and 09228663245.
April 27th, 2010 - 14:41
Sir/Madam:
I have a computer graphics business across 3 big schools and I intend to expand it by putting at least 11 computer units for an internet cafe. I have a SPA to manage the other commercial stalls and my occupancy of 2½m x 8m stall is assured for a long time. In view of this I want to avail of a loan for the intended expansion.
May 13th, 2010 - 18:47
hi gudday.may small business po kaming internet shop.may 7 computers.gusto po sana nmng expand nang asawa ko pra mkCONVERT nmn sa researching hub ung shop.na mgCater ng mga student pra sa researching lng.complete with xerox,printing,scanning,lamenation,at may libreng tutorial pra sa mga batang di alam mgcomputer.I hope matulungan po nnyo kami sa binabalak naming mg-asawa
July 9th, 2010 - 20:56
Nowadays, you must be super creative to have a good business idea that works.”~~
July 13th, 2010 - 00:03
it is easy to get Business ideas, just look for a product or service that has demand and fill it:*.
July 16th, 2010 - 14:51
gusto ko pong magtayo ng business franchising or laundry things business,, kelangan ko po puhunan, na monhly bayaran, sana po matulungan nyo ko as soon as possible..
July 25th, 2010 - 00:05
sir/maam,
gud day! we own a printing press here in davao city. we operated for more than 3 years. we have existing and potential clients likes established companies, instituions, NGOS in davao city. We need to upgrade our machines, equipments and add our revolving capital. Could you help me on this?
tnx. God Bless.
August 9th, 2010 - 20:48
Don’t you acknowledge that it’s correct time to get the loan, which would make your dreams come true.
August 17th, 2010 - 11:35
hi gud am! nais ko pong mg-start ng franchising business ng ice scramble food cart at ang target ko po na location ay sa school na malapit sa amin. ask po kung pedeng mkapag-loan ng P30,000? anu po ang requirement at payment procedure? thnks!
August 31st, 2010 - 15:36
I am Luciano P. Bongcac, 45 years old, married, filipino and resident of Block 1, lot 48, Palmridge subdivision, Malagamot, Panacan, Davao City. I am desiring to put up a piggery farm in our hometowm. I need to have a capitalization to start up the venture. Please help me have it. Salamat
September 16th, 2010 - 06:08
credit program. I will go to http://www.pbsp.org.ph Thank you.
September 30th, 2010 - 20:48
“What is captcha code?, pls offer me captcha code codes or plugin, Thanks upfront.”
September 30th, 2010 - 21:50
Those who will be starting up a business, you’ll need receipts so, kindly contact us, we are making receipts at a lower price. Kindly text me through this number. Thank you.09162645751
October 4th, 2010 - 00:05
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October 8th, 2010 - 03:06
i ran out of business ideas, but i mostly invest on stuffs related to food and real estate,*’
October 20th, 2010 - 00:53
Fine site. Nice piece of info, have a nice day!
October 20th, 2010 - 01:05
Excellent information. Great post, have a good day!
October 20th, 2010 - 21:26
I think one of your advertisings caused my web browser to resize, you may well want to put that on your blacklist.