Credit-On-Hand (COH) – Credit Line Term Loan
Program Title: Credit-On-Hand (COH) - Credit Line Term Loan
Program Objective: To allow SMEs easy access to credit via the issuance of COH checks in lieu of promissory notes-
Eligible Borrowers:
- SMEs (may be a sole proprietorship, partnership or corporation);
- With at least 2 years of profitable operation; and,
- Preferably an existing depositor of Equitable PCI Bank-
Loan Purposes: For working capital or business expansion- Terms/Requirements:
Amount: Minimum of P1-0 Million; Maximum of P10-0 Million
Interest Rate: Prevailing market rates; spread over pass-on rates for accounts enrolled under funding/guaranty programs-
Maturity / Repayment: One (1) year for Credit Lines; up to five (5) years for Term Loans
Security:
- Registered Real Estate Mortgage
- Assignment of Deposits
Program Partners/Conduit: Accredited with the Social Security System (SSS), Development Bank of the Philippines (DBP), Land Bank of the Philippines (LBP) and SB Corporation-
Contact Details:
Equitable PCI Bank - Small Business Division (SBD)
Equitable PCI Bank Towers
Makati Avenue corner H-V- Dela Costa St-, Makati City
SBD-Head Office: 840-7685, 840-2054, 840-7793
SBD-Caloocan: 366-8537, 363-5674, 363-5657
SBD-Binondo: 242-9427, 242-7101 local 3676 to 77
SBD-Baliwag: (044) 673-2586, (044) 766-3171 to 72
SBD-Tuguegarao: (078) 846-2250
SBD-Santiago-lsabela: (078)682-6101
SBD-Tacloban: (053) 325-3026
SBD-Capitol Shopping-Bacolod: (034)433-1206 (034)433-9770 (034) 433-4652
SBD-Valeria-lloilo Branch: (033)337-0196
SBD-Velez-Cagayan de Oro: (088) 857-1570
SBD-Magallanes St--Surigao: (086) 826-0339
SBD-Del Pilar-lligan Branch: (063)221-5115
SBD-C-M- Recto-Davao Branch: (082) 227-4885
SBD-Pioneer St--Gen- Santos : (083)552-7524, (083) 552-2867
SBD-San Fernando-La Union: (072)700-2315
SBD-Gorordo-Cebu City: (032) 232-1500 loc 322, 320, 317
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September 6th, 2009 - 15:31
any gov. agency can help us or give us an idea to finance our project in housing … one of my relative own a 2500 sqm. lot and its vacant as of this time now we are planing to buy this property to sub divide it and build our own house in this area … we are compose of 20 pilipino who are planing to buy and have this property and we are willing to settle the terms of payment in 2 to 5 years to some gov. agency who finance our project.. small comunity housing …. hope any one here can give us an idea how we canget the suficient fund to build this small comunity dream possible. this project is costing around 2 million pesos only to buy the property and sub divide it and documentation needed. your not just helping us but it also helping pilipinos home less to have their own property. more power to all goverment agency in the philippines…
September 8th, 2009 - 14:45
Sir/Madam;Isa akong OFW gusto kung magnegosyo,ano ang procedure para makaloan ako ng pangnegosyo,pwede ba akong mag loan ng 500,000 thousand or up to 1 million peso ?Gusto ko kasing magnegosyo ng itikan ,water station at pampasadang jeepney.Sana mareply nyo ako sa aking proposal.