Credit-On-Hand (COH) – Credit Line Term Loan
Program Title: Credit-On-Hand (COH) - Credit Line Term Loan
Program Objective: To allow SMEs easy access to credit via the issuance of COH checks in lieu of promissory notes-
Eligible Borrowers:
- SMEs (may be a sole proprietorship, partnership or corporation);
- With at least 2 years of profitable operation; and,
- Preferably an existing depositor of Equitable PCI Bank-
Loan Purposes: For working capital or business expansion- Terms/Requirements:
Amount: Minimum of P1-0 Million; Maximum of P10-0 Million
Interest Rate: Prevailing market rates; spread over pass-on rates for accounts enrolled under funding/guaranty programs-
Maturity / Repayment: One (1) year for Credit Lines; up to five (5) years for Term Loans
Security:
- Registered Real Estate Mortgage
- Assignment of Deposits
Program Partners/Conduit: Accredited with the Social Security System (SSS), Development Bank of the Philippines (DBP), Land Bank of the Philippines (LBP) and SB Corporation-
Contact Details:
Equitable PCI Bank - Small Business Division (SBD)
Equitable PCI Bank Towers
Makati Avenue corner H-V- Dela Costa St-, Makati City
SBD-Head Office: 840-7685, 840-2054, 840-7793
SBD-Caloocan: 366-8537, 363-5674, 363-5657
SBD-Binondo: 242-9427, 242-7101 local 3676 to 77
SBD-Baliwag: (044) 673-2586, (044) 766-3171 to 72
SBD-Tuguegarao: (078) 846-2250
SBD-Santiago-lsabela: (078)682-6101
SBD-Tacloban: (053) 325-3026
SBD-Capitol Shopping-Bacolod: (034)433-1206 (034)433-9770 (034) 433-4652
SBD-Valeria-lloilo Branch: (033)337-0196
SBD-Velez-Cagayan de Oro: (088) 857-1570
SBD-Magallanes St--Surigao: (086) 826-0339
SBD-Del Pilar-lligan Branch: (063)221-5115
SBD-C-M- Recto-Davao Branch: (082) 227-4885
SBD-Pioneer St--Gen- Santos : (083)552-7524, (083) 552-2867
SBD-San Fernando-La Union: (072)700-2315
SBD-Gorordo-Cebu City: (032) 232-1500 loc 322, 320, 317
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