Financing Programs Loans and Financing Programs for Micro, Small and Medium Enterprises

Livelihood Development Program for OFWs

Program Objective: To help OFWs and their families start or sustain their own business through access to credit, capability building, market linkage and other forms of livelihood or entrepreneurial assistance

Target Clients:

• All active and former member-OFWs of the Overseas Workers Welfare Administration (OWWA)
• OFWs' immediate family members (but only one family member per OFW can avail)
• Former OWWA LDPO borrowers with good records of repayment

Microfinance Eco-Enterprise Program

Program Objectives:

• To assist community finance institutions (CFIs) set up windows of financing schemes for the entrepreneurial poor and micro-enterprises entering and participating in eco-enterprise ventures;
• To create CFI models that are community oriented, economically viable and integrate ecological concerns in their operation; and
• To increase the participation of the entrepreneurial poor and micro-enterprises in the Sustainable Waste Management Sector, Coco Coir Sub-Sectors and other Eco-Enterprises through microfinance.

Microfinance Program for NGOs and Cooperatives

Program Objectives:

• To support the government's efforts to alleviate poverty and attain sustainable economic growth and development in partnership with microfinance institutions (MFIs).
• To hasten the development and growth of MFIs as well as enhance their efficiency and effectiveness as conduits of development funds for micro-enterprise development by providing them direct and convenient access to DBP's credit and technical assistance specially designed to support their investment projects and capacity-building programs.
• To facilitate the access of micro-investment enterprises and the entrepreneurial poor to formal credit and banking services, that include but are not limited to training, market assistance, business consultancy, whenever possible, to hasten their growth and development.

Self-Employment Assistance Program

Program Title:  Self-Employment Assistance - Kaunlaran (SEA-K) Program

Program Description: SEA-K Program is a capability building program of the DSWD and local government units which aims to enhance the socio-economic skills of poor families through the organization of community-based associations for entrepreneurial development.

Program Objectives:

• To enhance the socio-economic skills of poor families through the organization of community-based associations for entrepreneurial development

Microfinance Program for Rural Workers

Program Title: Worker's Microfinance Program (KALINGA para sa mga Manggagawa Fund)
Program Objectives:

• To alleviate poverty among target workers through micro entrepreneurial activity:
• To support employment generation and promote entrepreneurship among workers; and
• To facilitate the access of workers to credit services to finance their livelihood and entrepreneurial activities.