Micro-enterprise Access to Banking Services, 18 to 60 yrs old, P3,000 to P500,000, 25% Interest rate, Maturity of 2 months to 2 yrs, Payable daily, weekly, bi-monthly, monthly, quarterly

Collateral / Security:

• REM
• Chattel
• Co-makers

Requirements:

• Community Tax Certificate
• 2pcs. 2x2 picture
• Barangay Clearance
• Proof of Billing
• Two (2) valid IDs

Contact:

Exequiel M. Avengoza, General Manager
#19 to 21 Pedcor bldg., Zamora Street, Naga City, Camarines Sur
Phone: (054) 473-6378
Fax #: (054) 811-6459
Email: coopbankcamsur@yahoo.com

Agricultural Loan, Commercial, Industrial, Salary, Microfinance, 18 to 70 yrs old, P3,000 to P150,000, based on the project and ability to pay, 24% per annum for Microfinance, 28% per annum for Micro-Agri, maturity of 6 months, 1 yr up to 2 yrs at the most, payable weekly, monthly, bi-monthly upon maturity, depends if the borrower is already capable of paying

Collateral / Security:

• Promissory Notes and Collaterals (hard)
• Chattel Mortgage

Requirements:

• Must have at least 2 yrs residency in the area;
• Must have Good Moral and Social records in their community;
• Must have willingness to join and become a co-maker in the group
• Documents: Barangay Clearance; Co-makers; Ownership of Land or Agreement to till the Land (for Micro-Agri), Promissory Note

Contact:

Carmelita B. Bilaoen, President and Ceo
Barangay 5, San Francisco, Agusan del Sur
Phone: (085) 343-8529
Fax #: (085) 839-1445
Email: Pbc1024@yahoo.com; eabpbc@yahoo.com