Financing Programs Loans and Financing Programs for Micro, Small and Medium Enterprises

24Nov/08681

Balikatan sa Kaunlaran – PMDF

Program Title: Balikatan sa Kaunlaran (Partnership for Progress)
Program Objective: To provide opportunities for poor Filipino families particularly women to achieve self-reliance through self-help, training, mentoring, and provision of sustainable financial services, including collateral-free loans.

Eligible Borrowers:

  • Poor but enterprising women who fit the following criteria for poverty:
    • Their "house index" as indicated by the points system based on floor area, type of material and roofing used should not exceed the maximum of six (6) points; and,
    • Their income index per capita should not exceed P2,000.00 per month.
  • Must be a group of 5 friends who trust each other and live closely to be able to look after each other;
  • Must undergo a 2-day pre-loan orientation seminar to learn about the program's philosophy and rules to be prepared for the discipline required and pass the Group Recognition Test;
  • Must be willing to be federated with other recognized groups to form a Center with a maximum of 50 women;
  • Must be willing to attend one-hour weekly Center meeting near their homes; and,
  • Must be willing to memorize and live by the Clients' Verbal Pledge (code of honor).

Loan Purpose:

  • General Loan - as working capital for income generating activities (e.g. livelihood)
  • Special Loan - to finance other non-business related needs such as tuition fee, house repair, electric and water utility installation, etc.

Coverage: Metro Manila

Terms/Requirements:

Amounts:

  • General Loan - P1,000.00 to P75,000.00
  • Special Loan - P1.000.00 to 30,000.00

Interest Rate: Average interest ranges from 2.0 to 3.3% per month.

Maturity / Repayment:

  • General Loan - 12 to 50 weeks in weekly payments.
  • Special Loan - 4 to 50 weeks in weekly payments.

Security:

  • For loans less than P20.000.00 - no collateral.
  • For loans more than P20.000.00 - Post-Dated Checks.

Other Services Offered to Clients:

  • Enrollment with PhilHealth (voluntary basis)
  • Family accident insurance coverage (very affordable premium)

Contact Details:

Philippine Micro-Enterprise Development Foundation (PMDF)
GF Melendres Building, F. Manalo St., Pasig City

Mr. Jovencio A. Guanzon, Executive Director
Mr. Choy Yringco, Control Manager

Head Office and Pasig Branch:   (02) 641-2207, 642-3895
Marikina Branch:   (02) 934-8655
Quezon City Branch:   (02) 953-7276
San Juan Sub-Office:   (02) 713-9402 local 111 or (02) 714-1830
Tondo Branch:  (02) 712-8047

Comments (681) Trackbacks (0)
  1. balak ko pong magbukas ng mailiit na tindahan sa aming lugar pero kapos po ako sa kapital

  2. gusto ko po sana makapgtayo ng maliit ng tindahan para may mganda mpagkakitaan..san po b ako pwede humingi ng assistance.

  3. Ang aking komunidad ay isang katutubo at kami ay may lupaing ninuno, nais sa naming mag tanim ng high breed na niyog subalit wala po kaming mapagkukunan ng seedling.

    Saan po ako maaring magpatulong?

  4. gud day po!ako po ay nag papalno n sn magkaroon ako ng tindhan s isang mall nag inquire n po ako s coordinator nirefer po ako ng pinsan ko n may pwesto n dun saan po b ako pwedeng mkn hiram ng puhunan at paano at ano ang kailngan wl po akong properties wl n po akong trabho at balo n gusto ko po snang mag kroon ng tindhan pr s ank ko slmat at sn matulungan nyo ako. more power

  5. Nais po naming magtayo ng isang Water Refilling Station at mayroon kaming area para dito kaya lang hindi pala sapat ang amng puhunan para sa business na ito,nais po sana naming humingi ng tulong para makapagsimula kami sa business ito para po sa aming pamilya.

  6. nais po naming magloan sa inyo pang tuition fee at abroad po ang asawa ko for 10 years pwede po ba kami mag loan sa company nyo at ano po ba ang mga requirements na dapat namin dalhin kung sakali…at miron po ba kayung branch dito sa imus,cavite.

  7. gud eve! [wd po dn bako makahiram ng puhunan pang tapsihan, seaman po mr. ko. pwde po malamn requirements taga san pedro po thaks!

  8. hi..matulungan nyo po sana kami n mkpag loan para sa itatayo namin n maliit n negosyo..

  9. hi po my sari ari store po ako gusto ko po sna manghiram ng pandagdag puhunan pano po ba at ano kailangan nyo n mga papers?

  10. and 1 p po cavite po me nka tira pwede po b kau magkaroon d2 sa molino ng ganiyan pra ma2lungan nyo kmi mga mliliit n gusto p paunlarin ang aming hnapbuhay

  11. Ako po ay empleyado ngayon pero mapipilitan po akong huminto ng trabaho kasi walang magbabantay sa mga anak ko. Gusto ko po sanang magtayo ng food cart business sa amin kaso po wala akong kapital. Sana po matulungan nyo po ako.

  12. VaughnEkiozz Watch Football barekkVanauer ayconHacenauer bavibaGoe kanemanikk

  13. FauczoOumura Watch Football rickye Berryherney kouveniaceegobin Urcukaaquoz

  14. kynbaGauc Watch Football arrobBirrizzekka Watch Live Football BekenPurviane AaronOuzzen aiePegekow

  15. mariaGionez Watch NFL mihaekBorzh Watch NFL Football Online beneenWakkicer chabFrigge myungFegkec

  16. Excellent post, its amazing that its necessary really but it is. I think Iarfhlaith’s point about bigger buttons attracting more comments is very true.

  17. Great post, very informative, hopefully it will being some of those lurkers out into the open.

  18. Great post, very informative, hopefully it will being some of those lurkers out into the open.

  19. Hearten for your dreams and you’ll dislike faith

  20. Hi there, I found your blog via Google while searching for a related topic, your site came up, it looks good.

  21. Nice reading. Thanks, very useful indeed…

  22. Music started playing when I opened up this blog, so frustrating!

  23. You made some good points there. I did a search on the topic and some related sub topics and I have found a lot of corresponding views.

  24. Hello, I found your blog in a new directory of blogs. I don’t know how your blog came up, must have been a typo. Your blog looks good, have a nice day.

  25. Hi there, I found your blog via Google while searching for a related topic, your site came up, it looks good.

  26. Hello Great Job. I think you made some great points in your points and I am goign to do some follow up research topic related and learn more.

  27. Brilliant and well deserved! Enjoy the moment and the prize!

  28. Nice info. Thanks so much, finally a decent website with good information in it.

  29. Wow this definitely takes me back, where are your contact details hmm?

  30. Hello, I found your blog in a new directory of blogs. I don’t know how your blog came up, must have been a typo. Your blog looks good, have a nice day.

  31. Excellent info. Nice piece of info, I look forward to reading more of your posts.

  32. Great post cheers, sending this to my friends asap.

  33. I would just like to let u know how much I learn from reading blog Favorited you.Hope to be back fast for some more goodies

  34. Very useful site. Thank you, I look forward to reading more of your posts.

  35. ok thanks to your fool proof instructions my first ever comment – well done dar!!

  36. Found your @mazing blog thr0gh yah00 great blog

  37. You made some good points there. I did a search on the topic and some related sub topics and I have found a lot of corresponding views.

  38. I used to be just shopping for related weblog posts for my venture analysis and I occurred to discover yours. Thanks for the useful data!

  39. Hello to all, I can’t understand how to add your site in my rss reader. Help me please. Your blog looks good, have a good one.

  40. The two albums marketed through 8 million copies around the world, establishing Usher as just one of the most significant marketing R&B artists of the nineteen nineties.

  41. Before taking Klonopin, tell your doctor if you have kidney or liver disease, glaucoma, any breathing problems, or a history of depression, suicidal thoughts, or addiction to drugs or alcohol.

  42. Before taking Klonopin, tell your doctor if you have kidney or liver disease, glaucoma, any breathing problems, or a history of depression, suicidal thoughts, or addiction to drugs or alcohol.

  43. Portals supply a way for enterprises to supply a steady seem and feel with entry management and procedures for multiple applications and databases, which otherwise would have been various entities altogether.

  44. This is a topic close to my heart cheers, do you have a Facebook page for this site?

  45. A subject close to my heart thanks, You must have a Facebook group for your site?

  46. Thank you for the sound critique. Me and my neighbor were just preparing to do some research about this. I am very happy to see such great information being shared freely out there.

  47. Your blog came up in my research and I’m impressed by what you have published on this subject. I am presently widening my inquiry and thus cannot contribute further, nonetheless, I have bookmarked your web site and will be returning to keep up with any upcoming updates. Simply love it and gives thanks for granting my remark.

  48. Just imagine I read it twice. While I am not as skilled on this subject, I tally with your closings because they make sense. Gives Thanks and goodluck to you.

  49. Extraordinary post you have realized here! The web is awash of bad authorship and I was taken hold of by your lucidity. Your decisions are dead-on and I will forthwith subscribe to your rss feed to stay up to date with your up approaching postings. Yes! I accept it, your publishing style is magical and I will work more concentrated on mine.

  50. I won’t debate together with conclusions simply believe you’re precise on the money! You have put together a valid situation for your sentiments and now I know much more this uncommon topic. Appreciate this excellent publish and i will arrive back for further.


Leave a comment


No trackbacks yet.